{"id":6781,"date":"2024-12-18T17:29:26","date_gmt":"2024-12-18T16:29:26","guid":{"rendered":"https:\/\/atb.law\/?post_type=blog-post&#038;p=6781"},"modified":"2025-03-14T11:02:21","modified_gmt":"2025-03-14T10:02:21","slug":"vrhovni-sud-presudio-da-se-zakon-o-platnim-uslugama-ne-primjenjuje-na-kriptovalute","status":"publish","type":"blog-post","link":"https:\/\/atb.law\/bs\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/","title":{"rendered":"Vrhovni sud: Bitcoin nije &#x27;novac&#x27; u smislu ZaDiG-a iz 2018."},"content":{"rendered":"<h2 class=\"font-600 text-xl font-bold\" id=\"page-der-sachverhalt-ein-klassischer-krypto-betrugsfall\">\u010cinjenice slu\u010daja: Klasi\u010dan slu\u010daj kripto prevare<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Investitorica je ulo\u017eila u Bitcoin putem Bitpanda platforme za trgovanje. Nakon \u0161to ju je kontaktirao navodni savjetnik, omogu\u0107ila mu je daljinski pristup svom ra\u010dunaru koriste\u0107i softver &#x27;AnyDesk&#x27;. Kao rezultat toga, Bitcoin u vrijednosti od 47.400 eura preba\u010den je s njenog nov\u010danika na vanjsku adresu nov\u010danika. Investitorica je potom tu\u017eila Bitpandinu radi naknade iznosa.<\/p>\n<h2 class=\"font-600 text-xl font-bold\" id=\"page-die-rechtliche-argumentation-der-klagerin\">Pravni argument tu\u017eioca<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Tu\u017eitelj je tvrdio da su to bile neovla\u0161tene platne transakcije i da je Bitpanda bila obavezna vratiti iznose u skladu sa \u010dlanom 67. ZaDiG-a 2018. Nadalje, prema \u010dlanu 87. ZaDiG-a 2018, kompanija je trebala implementirati sna\u017enu autentifikaciju korisnika za bankovne transfera.<\/p>\n<h2 class=\"font-600 text-xl font-bold\" id=\"page-die-wegweisende-entscheidung-des-ogh\">Povijesna presuda Vrhovnog suda<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Vrhovni sud je pojasnio da Bitcoin ne mo\u017ee biti klasificiran kao nov\u010danice i kovanice, niti kao knji\u017eni novac ili elektronski novac. Budu\u0107i da se ZaDiG 2018 odnosi samo na &#x27;iznose novca&#x27;, transakcije Bitcoinom ne spadaju u njegov opseg. To tako\u0111er zna\u010di da pru\u017eatelji kripto usluga nisu podlo\u017eni strogim sigurnosnim zahtjevima ZaDiG-a.<\/p>\n<h2 class=\"font-600 text-xl font-bold\" id=\"page-ausblick-die-mica-verordnung-bringt-neue-regelungen\">Perspektiva: Uredba MiCA uvodi nova pravila<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">U svojoj presudi, Vrhovni sud se tako\u0111er pozvao na Uredbu EU o tr\u017ei\u0161tima kripto-imovine (MiCA), koja stupa na snagu 30. decembra 2024. Ovo \u0107e, po prvi put, uspostaviti sveobuhvatan pravni okvir za usluge vezane za kripto-imovinu i tako\u0111er odrediti zahtjeve za sigurnost prijenosa kripto-imovine.<\/p>\n<h2 class=\"font-600 text-xl font-bold\" id=\"page-praktische-bedeutung-fur-anleger\">Prakti\u010dne implikacije za investitore<\/h2>\n<p class=\"whitespace-pre-wrap break-words\">Presuda jasno pokazuje da investitori u kriptovalute ne u\u017eivaju istu pravnu za\u0161titu kao kod tradicionalnih bankarskih transakcija. Zbog toga je jo\u0161 va\u017enije biti izuzetno oprezan pri pohrani kriptovaluta i nikada ne dozvoliti tre\u0107im stranama pristup privatnim klju\u010devima, po\u010detnim frazama ili nov\u010danicima.<\/p>\n<h2 class=\"font-600 text-xl font-bold\" id=\"page-fazit-und-handlungsempfehlungen\">Zaklju\u010dci i preporuke za djelovanje<\/h2>\n<p>Presuda Vrhovnog suda pru\u017ea dodatno poja\u0161njenje o pravnom tretmanu kriptovaluta u Austriji. Istovremeno isti\u010de potrebu za li\u010dnom odgovorno\u0161\u0107u i preventivnim mjerama prilikom ulaganja u virtualnu imovinu i kori\u0161tenja platformi za kriptovalute.<\/p>\n<p>Oslanjaju\u0107i se na na\u0161e stru\u010dno znanje u oblasti kriptovaluta i kiberneti\u010dkog kriminala, rado \u0107emo vam pomo\u0107i da osigurate pravnu za\u0161titu va\u0161eg poslovanja i ostvarite sve va\u0161e potencijalne zahtjeve. Molimo vas da nas kontaktirate za sveobuhvatnu konsultaciju.<\/p>\n<p class=\"whitespace-pre-wrap break-words\">Za dodatne informacije i personalizirane savjete, molimo kontaktirajte <a href=\"https:\/\/atb.law\/bs\/roman-taudes\/\">Roman Taudes<\/a> (<a href=\"mailto:taudes@atb.law\">taudes@atb.law<\/a>) i njegov tim su dostupni u bilo koje vrijeme.<\/p>","protected":false},"template":"","categories":[30],"class_list":["post-6781","blog-post","type-blog-post","status-publish","has-post-thumbnail","hentry","category-private-clients"],"acf":[],"post-kategorie":"30","_post-kategorie":"field_66d947537140a","post-kurzbeschreibung":"H\u00f6chstgericht verneint Anwendbarkeit des Zahlungsdienstegesetzes auf Kryptow\u00e4hrungen","_post-kurzbeschreibung":"field_66d949fe1efe2","post-beitragsbild":"6783","_post-beitragsbild":"field_66d94a4a1efe3","post-author_post-author-name":"Roman Taudes","_post-author_post-author-name":"field_66d94a801efe5","post-author_post-author-foto":"5985","_post-author_post-author-foto":"field_66d94aa11efe6","post-author":"","_post-author":"field_66d94ee2827ca","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>OGH Urteil: Bitcoin ist kein Geld laut ZaDiG<\/title>\n<meta name=\"description\" content=\"Der OGH hat entschieden: Bitcoin f\u00e4llt nicht unter das ZaDiG 2018. Erfahren Sie die Auswirkungen auf Krypto-Investments und was die MiCA-Verordnung \u00e4ndern wird.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/atb.law\/bs\/objava-na-blogu\/vrhovni-sud-presudio-da-se-zakon-o-platnim-uslugama-ne-primjenjuje-na-kriptovalute\/\" \/>\n<meta property=\"og:locale\" content=\"bs_BA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"OGH Urteil: Bitcoin ist kein Geld laut ZaDiG\" \/>\n<meta property=\"og:description\" content=\"Der OGH hat entschieden: Bitcoin f\u00e4llt nicht unter das ZaDiG 2018. Erfahren Sie die Auswirkungen auf Krypto-Investments und was die MiCA-Verordnung \u00e4ndern wird.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/atb.law\/bs\/objava-na-blogu\/vrhovni-sud-presudio-da-se-zakon-o-platnim-uslugama-ne-primjenjuje-na-kriptovalute\/\" \/>\n<meta property=\"og:site_name\" content=\"ATB.LAW\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-14T10:02:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/atb.law\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/\",\"url\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/\",\"name\":\"OGH Urteil: Bitcoin ist kein Geld laut ZaDiG\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/atb.law\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/atb.law\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp\",\"datePublished\":\"2024-12-18T16:29:26+00:00\",\"dateModified\":\"2025-03-14T10:02:21+00:00\",\"description\":\"Der OGH hat entschieden: Bitcoin f\u00e4llt nicht unter das ZaDiG 2018. Erfahren Sie die Auswirkungen auf Krypto-Investments und was die MiCA-Verordnung \u00e4ndern wird.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/#breadcrumb\"},\"inLanguage\":\"bs-BA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"bs-BA\",\"@id\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/#primaryimage\",\"url\":\"https:\\\/\\\/atb.law\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp\",\"contentUrl\":\"https:\\\/\\\/atb.law\\\/wp-content\\\/uploads\\\/2024\\\/12\\\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp\",\"width\":1024,\"height\":1024,\"caption\":\"OGH URTEIL BTC KRYPTOW\u00c4HRUNGEN\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/atb.law\\\/blog-post\\\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/atb.law\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"OGH: Bitcoin ist kein &#8222;Geld&#8220; im Sinne des ZaDiG 2018\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/atb.law\\\/#website\",\"url\":\"https:\\\/\\\/atb.law\\\/\",\"name\":\"atb Rechtsanw\u00e4lte\",\"description\":\"Rechtsanwaltskanzlei in Wien\",\"publisher\":{\"@id\":\"https:\\\/\\\/atb.law\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/atb.law\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"bs-BA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/atb.law\\\/#organization\",\"name\":\"atb Rechtsanw\u00e4lte\",\"url\":\"https:\\\/\\\/atb.law\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"bs-BA\",\"@id\":\"https:\\\/\\\/atb.law\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/atb.law\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/ATB_Rechtsanwaelte_site-logo-beige.png\",\"contentUrl\":\"https:\\\/\\\/atb.law\\\/wp-content\\\/uploads\\\/2024\\\/05\\\/ATB_Rechtsanwaelte_site-logo-beige.png\",\"width\":1572,\"height\":1110,\"caption\":\"atb Rechtsanw\u00e4lte\"},\"image\":{\"@id\":\"https:\\\/\\\/atb.law\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Presuda Vrhovnog suda: Bitcoin nije novac prema Zakonu o platnim uslugama","description":"Vrhovni sud je presudio da Bitcoin ne spada u opseg ZaDiG-a iz 2018. godine. Saznajte kako to utje\u010de na kripto ulaganja i koje promjene donosi MiCA uredba.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/atb.law\/bs\/objava-na-blogu\/vrhovni-sud-presudio-da-se-zakon-o-platnim-uslugama-ne-primjenjuje-na-kriptovalute\/","og_locale":"bs_BA","og_type":"article","og_title":"OGH Urteil: Bitcoin ist kein Geld laut ZaDiG","og_description":"Der OGH hat entschieden: Bitcoin f\u00e4llt nicht unter das ZaDiG 2018. Erfahren Sie die Auswirkungen auf Krypto-Investments und was die MiCA-Verordnung \u00e4ndern wird.","og_url":"https:\/\/atb.law\/bs\/objava-na-blogu\/vrhovni-sud-presudio-da-se-zakon-o-platnim-uslugama-ne-primjenjuje-na-kriptovalute\/","og_site_name":"ATB.LAW","article_modified_time":"2025-03-14T10:02:21+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/atb.law\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp","type":"image\/webp"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/","url":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/","name":"Presuda Vrhovnog suda: Bitcoin nije novac prema Zakonu o platnim uslugama","isPartOf":{"@id":"https:\/\/atb.law\/#website"},"primaryImageOfPage":{"@id":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/#primaryimage"},"image":{"@id":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/#primaryimage"},"thumbnailUrl":"https:\/\/atb.law\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp","datePublished":"2024-12-18T16:29:26+00:00","dateModified":"2025-03-14T10:02:21+00:00","description":"Vrhovni sud je presudio da Bitcoin ne spada u opseg ZaDiG-a iz 2018. godine. Saznajte kako to utje\u010de na kripto ulaganja i koje promjene donosi MiCA uredba.","breadcrumb":{"@id":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/#breadcrumb"},"inLanguage":"bs-BA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/"]}]},{"@type":"ImageObject","inLanguage":"bs-BA","@id":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/#primaryimage","url":"https:\/\/atb.law\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp","contentUrl":"https:\/\/atb.law\/wp-content\/uploads\/2024\/12\/DALL\u00b7E-2024-12-18-17.24.46-A-hyperrealistic-depiction-of-a-Supreme-Court-setting-with-grand-architecture-tall-columns-and-intricate-details.-The-scene-includes-a-prominent-jud.webp","width":1024,"height":1024,"caption":"OGH URTEIL BTC KRYPTOW\u00c4HRUNGEN"},{"@type":"BreadcrumbList","@id":"https:\/\/atb.law\/blog-post\/hoechstgericht-verneint-anwendbarkeit-des-zahlungsdienstegesetzes-auf-kryptowaehrungen\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/atb.law\/"},{"@type":"ListItem","position":2,"name":"OGH: Bitcoin ist kein &#8222;Geld&#8220; im Sinne des ZaDiG 2018"}]},{"@type":"WebSite","@id":"https:\/\/atb.law\/#website","url":"https:\/\/atb.law\/","name":"atb Advokati","description":"Advokatska kancelarija u Be\u010du","publisher":{"@id":"https:\/\/atb.law\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/atb.law\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"bs-BA"},{"@type":"Organization","@id":"https:\/\/atb.law\/#organization","name":"atb Advokati","url":"https:\/\/atb.law\/","logo":{"@type":"ImageObject","inLanguage":"bs-BA","@id":"https:\/\/atb.law\/#\/schema\/logo\/image\/","url":"https:\/\/atb.law\/wp-content\/uploads\/2024\/05\/ATB_Rechtsanwaelte_site-logo-beige.png","contentUrl":"https:\/\/atb.law\/wp-content\/uploads\/2024\/05\/ATB_Rechtsanwaelte_site-logo-beige.png","width":1572,"height":1110,"caption":"atb Rechtsanw\u00e4lte"},"image":{"@id":"https:\/\/atb.law\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/atb.law\/bs\/wp-json\/wp\/v2\/blog-post\/6781","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/atb.law\/bs\/wp-json\/wp\/v2\/blog-post"}],"about":[{"href":"https:\/\/atb.law\/bs\/wp-json\/wp\/v2\/types\/blog-post"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/atb.law\/bs\/wp-json\/wp\/v2\/media\/6783"}],"wp:attachment":[{"href":"https:\/\/atb.law\/bs\/wp-json\/wp\/v2\/media?parent=6781"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/atb.law\/bs\/wp-json\/wp\/v2\/categories?post=6781"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}